Privacy Policy

1. Introduction

DattaPay Technologies Inc. ("DattaPay", "we", "us", or "our") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our B2B cross-border payment platform and services.

By using our services, you consent to the data practices described in this policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

2.1 Business Information

• Company name, registration number, and tax identification numbers (EIN/PAN)
• Business address and contact information
• Nature of business and industry classification
• Annual revenue and transaction volumes
• Corporate bank account details

2.2 Personal Information

• Name, email address, and phone number of authorized representatives
• Government-issued identification documents
• Proof of address and authorization documents
• Beneficial ownership information (for owners with 25% or more stake)

2.3 Transaction Information

• Payment details, amounts, and currencies
• Beneficiary information and purpose codes
• Transaction history and patterns
• Source of funds documentation

2.4 Technical Information

• IP address, browser type, and device information
• Login data and access times
• Platform usage data and preferences
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for the following purposes:

• Service Delivery: To process your transactions, verify your identity, and provide our payment services
• Compliance: To comply with anti-money laundering (AML), know your customer (KYC), and other regulatory requirements
• Risk Management: To assess and mitigate fraud, money laundering, and other financial crimes
• Communication: To send transaction confirmations, account updates, and important notices
• Improvement: To enhance our services, develop new features, and improve user experience
• Legal Obligations: To comply with court orders, legal processes, and regulatory requests

4. Information Sharing and Disclosure

We may share your information with:

4.1 Service Providers

• Banking partners and financial institutions
• Identity verification and compliance service providers
• Cloud storage and hosting providers
• Professional service providers (auditors, legal advisors)

4.2 Regulatory Authorities

• Financial Crimes Enforcement Network (FinCEN)
• Office of Foreign Assets Control (OFAC)
• Reserve Bank of India (RBI)
• Other relevant regulatory bodies

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Data Security

We implement industry-standard security measures including:

• 256-bit SSL encryption for data transmission
• Multi-factor authentication for account access
• Regular security audits and penetration testing
• Restricted access controls and employee training
• Secure data centers with 24/7 monitoring
• Compliance with PCI DSS standards

6. Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. Specifically:

• Transaction records: Minimum 5 years as required by law
• KYC documentation: Duration of business relationship plus 5 years
• Communication records: 3 years
• Technical logs: 1 year

7. Your Rights and Choices

You have the right to:

• Access your personal information
• Correct inaccurate or incomplete data
• Request deletion of your data (subject to legal requirements)
• Opt-out of marketing communications
• Lodge a complaint with supervisory authorities

8. International Data Transfers

As a cross-border payment platform, we transfer data between the United States, India, and other countries where we operate. We ensure appropriate safeguards are in place including:

• Standard contractual clauses approved by regulatory authorities
• Adequacy decisions where applicable
• Your explicit consent for specific transfers

9. Cookie Policy

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and improve our services. You can manage cookie preferences through your browser settings.

10. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

11. Updates to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes via email or through our platform. Your continued use of our services after such modifications constitutes acceptance of the updated policy.

12. Contact Information

For questions about this Privacy Policy or our data practices, please contact us at: